| Determining your premiums
Flood insurance can be very inexpensive, depending on the location of your property and the amount of coverage desired. The rates for flood insurance are administered by the federal government through the federal insurance administration.
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| Flood facts and coverage
Did you know that homeowner's insurance does not cover flooding? You may think you're safe from flooding because you live in a low risk area, but there are a few facts you should know.
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| Government assistance
For an annual premium, a flood insurance policy will protect your home and belongings. Your homeowner's insurance probably doesn't include flooding in its coverage and you shouldn't count on the federal government to pay for flood damage.
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| Low risk flood zones
You don't have to live by water to be at risk for flooding. A 'low-risk' area doesn't mean a 'no-risk' area of flooding. Thirty percent of all flood insurance claims come from low-risk areas.
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