Thousands will be traveling this holiday season -- some using rental cars.
So do you need to factor rental car insurance into your holiday travel costs?
The National Association of Insurance says a large percent of people are confused about buying insurance for their rental car.
Many people buy it whether knowing if they already have such coverage with their auto insurance or credit cards.
To avoid wasting money on unnecessary rental car insurance, first check with your own auto insurance agent and see if there are any situations in which it would not cover a rental car.
You can also check with your credit card company to see if it gives you rental car coverage -- usually it's only secondary coverage to your own auto insurance.
The Ohio Department of Insurance says often it's less expensive to get an insurance rider to your own auto policy to cover a rental car, if your current policy doesn't cover it.
Whatever insurance you have, make sure it covers loss of use of the rental car, should it be in the repair shop for several days.